Should I Sell My HDB in 2026? The Truth About the MOP Supply Wave

Sufy B.
8 hours ago
2 min read

If your flat has recently reached its Minimum Occupation Period (MOP), you are part of a very large group of homeowners entering the same stage at the same time. Between 2025 and 2027, Singapore is seeing one of the biggest waves of HDB flats entering the resale market.

Naturally, many homeowners are asking the same question: Should I sell my HDB now or wait?

Understanding how the MOP supply wave affects HDB resale prices is essential before making any major property decision.

What the MOP Supply Wave Means

Every HDB flat must be occupied for at least five years before it can be sold. As multiple launches from the same period reach MOP simultaneously, more flats enter the resale market at the same time.

When supply rises, buyers have more options. When buyers have more options, competition among sellers increases. This does not mean prices will crash, but it often means price growth slows and buyers become more selective.

How Rising Supply Affects Sellers

In a less crowded market, sellers compete with fewer units. In a crowded market, sellers compete with their neighbours, nearby projects, and future MOP flats.

This often results in:

Longer selling timelines
Stronger price negotiations from buyers
More pressure to price competitively

Selling earlier in a supply cycle can sometimes mean selling into stronger buyer urgency and lower competition.

Should You Sell Now or Wait?

There is no universal answer. The right decision depends on your future plans, financial position, and long-term housing strategy.

For homeowners planning to upgrade or restructure their property portfolio, understanding timing can make a meaningful difference.

Thinking of Selling or Upgrading?

Every homeowner’s situation is different. If you would like to understand your home’s current value and explore your next move, feel free to reach out for a personalised discussion at 91722491.